Furnish your dream home today with your Gardner White Credit Card.

^***Subject to credit approval. Rebate information must be submitted online or postmarked within 30 days of purchase date on receipt. The statement credit will post to your account within 60 days after receipt of rebate submission. Each single receipt purchase made must be registered to receive the statement credit. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please keep a copy of your original receipt(s) for your records. Visit synchrony.sendmyrewards.com/reward-tracker or call 866-396-8254 or the number on the back of your Credit Card to inquire about your rebate status. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail. Combinable with 12 month promotional financing only. Cannot be combined with other promotional financing offers. See sales associate for details.

¹Subject to credit approval. See offers for details.

²New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

³Qualifying purchase amount must be on one receipt and is determined before any down payment. If you use the Gardner White credit card for any required down payment, the charge will not qualify for this offer and is subject to the standard terms of the credit card. No interest will be charged on promo purchase balance, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

⁴Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

⁵Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.13% of initial total promo purchase amount for the 60-month promotion, or 1.86% for the 72-month promotion, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

^★Deferred Interest: Interest will be charged to your account from the purchase date if the qualifying purchase balance is not paid in full within the promotional period. You may need to pay more than your minimum payment to avoid paying interest. See Account Agreement for complete details. Concora™ Credit Accounts are issued by First Electronic Bank, Member FDIC.

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.

^† Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.

^†† Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items.

^††† The default payment plan is the Maximum-Term Plan, which includes 12- to 18-month renewable terms and is your highest cost option. To exercise an early ownership option, including the 100-Day Option, customers must make all regular payments on time and ensure the required amount is paid within the applicable timeframe via the customer portal or by contacting Customer Care at 1-877-557-3769. The 100-Day Option may include a cost of lease above the merchandise price.

^{^}Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank. Offer available for furniture and mattress purchases of $75 or more.