Comenity Capital Bank issues Gardner-White Credit Card Accounts. If you wish to proceed with the online application, you will be providing information to Comenity Capital Bank.
Please review the Important Information and Terms about opening an account prior to submitting your application:
To apply you must:
Be at the age of majority in your state or territory
Have a valid government-issued photo ID
Have a valid government issued tax identification number (such as a SSN or SIN)
Have a street, rural route, or APO/FPO mailing address. We do not accept PO Box mailing addresses
Extra 15% Off + 20 Months No Interest: Some exclusions apply to items marked “Free Shipping,” mattresses, clearance, outlet, floor samples, delivery, gift cards, and "Final Price" items. Special financing subject to credit approval.
Free Delivery: Refers to doorstep delivery and applies to regular delivery area only. Free white glove delivery with mattresses starting at $699, excludes floor samples.
Some offers cannot be combined.
Current Offer Details
Some exclusions apply to items marked “Free Shipping,” mattresses, clearance, outlet, floor samples, delivery, gift cards, and "Final Price" items. "We pay tax" is a discount equal to the Michigan sales tax rate. Minimum purchase required for "free gift" offer. Limit one gift per household. Gift fulfillment may be provided by a third-party, including Elite Rewards and Best Buy. See store for details. Free delivery refers to doorstep delivery and applies to regular delivery area only.
Current Offer Details
Extra 25% Off: Some exclusions apply to items marked “Free Shipping,” mattresses, clearance, outlet, floor samples, delivery, gift cards, and "Final Price" items. Minimum purchase $699 required.
Free Delivery: Refers to doorstep delivery and applies to regular delivery area only. Free white glove delivery with mattresses starting at $699, excludes floor samples.
Some offers cannot be combined.
Here's everything you need to know about the current offer
Waived Interest, Equal Payments Required
No Interest if paid in full within the promotional period.
Interest will be charged to your account (at the standard purchase APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period (rounded up to the nearest $1.00); or $5. Minimum purchase and minimum monthly payments are required. Subject to credit approval and availability. Account must be in good standing at time of transaction. See store associate for details.
Gardner-White Credit Card Accounts are offered by Comenity Capital Bank, which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $10.00. Minimum Interest Charge is $2.00 per credit plan. Standard purchase APR of 28.99%.