Special Furniture Financing for Everyone

¹Subject to credit approval. See offers for details.

²For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

³Excludes Clearance purchases. If you use the Gardner White credit card for the 25% down payment, the charge will not qualify for this offer and is subject to the standard terms of the credit card. Qualifying furniture category purchase amount must be on one receipt and is determined after the 25% down payment. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

⁴Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

^*Deferred Interest: Interest will be charged to your account from the purchase date if the qualifying purchase balance is not paid in full within the promotional period. You may need to pay more than your minimum payment to avoid paying interest. See Account Agreement for complete details. Concora™ Credit Accounts are issued by First Electronic Bank, Member FDIC.

***Subject to credit approval. Minimum monthly payments required. See store associate for details. Credit is extended by Synchrony Bank.

† Subject to approval. Approval is possible without a credit score, but we may check credit. The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. Instead of paying interest, you will pay rental fees on top of the retail price. The lessee will not own the property until the Total Cost of Ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Other fees may apply. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available at participating locations where permitted by law. Terms and conditions subject to change at any time.

†† Approval is possible without a credit score, but credit may be checked.

^{^}Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank. Offer available for furniture and mattress purchases of $75 or more.