American First Finance Card

It’s Easy! No Credit Needed.††

Whether you’re looking for a great night’s sleep or want to furnish your entire home, American First Finance makes it easy to buy. Complete the application below and get pre-qualified online.

  • No Credit Needed††
  • Approvals up to $5,000 with up to 18 Months to Pay
  • 101-Day Early Buyout Option

Powered by American First Finance who determines qualifications and promotion eligibility. Minimum purchase and minimum payments are required.


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† Subject to approval. Approval is possible without a credit score, but we may check credit. The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. Instead of paying interest, you will pay rental fees on top of the retail price. The lessee will not own the property until the Total Cost of Ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Other fees may apply. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available at participating locations where permitted by law. Terms and conditions subject to change at any time.

†† Approval is possible without a credit score, but credit may be checked.

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